Rach Finance Launches to Make Crypto Spendable in the Real World

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For years, crypto in Africa has been a store of value, a savings tool, and a hedge against devaluation. What it has never quite been is spendable. Keji Pius has spent eight years watching that gap from the inside, designing compliance programs, building KYC infrastructure, and navigating the rules that govern how money moves. Now, Keji Pius, and her co-founder Martins Chigozeim, are building the infrastructure to close it.

Rach Finance today announces the launch of its crypto payments platform. It’s built for one purpose, to let people use the crypto they already hold to pay for the things they actually need, including rent, transfers, business invoices, and everyday life.

Behind the product are founders who has spent nearly a decade on the compliance and infrastructure side of fintech, and who built this platform precisely because they knew what was missing.

The Stripe of Crypto

Rach Finance is positioning itself as the payments infrastructure layer for the crypto economy in Africa,
the way Stripe and Paystack unlocked card and bank payments for a generation of businesses. The platform supports both consumer and merchant use cases. Individuals can send, receive, and spend crypto across everyday transactions. Businesses can accept crypto payments and settle in their preferred currency while Rach Finance handles the conversion and compliance layer in the background. The result is a payment experience that feels familiar: fast, simple, reliable, and built entirely on crypto rails.

Built for People Already in Crypto

Rach Finance is not trying to convince anyone that crypto is a good idea. Its users already know that.
They are the people sitting on digital assets with no easy way to put them to work. Think of the traders, the
remote workers getting paid in USDT, and the business owners watching their accounts erode. For this audience, Rach Finance is not a new behaviour. It is a better infrastructure for one they already have.

Rach Payments and Rach DEX

The platform launches with two core products. Rach Payments enables businesses and individuals to send
and receive crypto with the simplicity of a bank transfer. Rach DEX provides a decentralised exchange
experience for users who want to swap assets, access OTC liquidity, or move between currencies without
touching a centralised platform. Together, the two products form a complete financial stack for the crypto-native user, from holding and trading, to spending and settling.

Rach Finance is now open for early access. Businesses interested in integrating Rach Payments can request
API access at www.rach.finance. Individual users can also join the waitlist also via the website.

About the Founders
Keji Pius is a payments and compliance professional with eight years of experience helping financial businesses move fast without breaking rules. She specialises in AML/CFT program design, KYC onboarding, transaction monitoring, and PSD2/open banking frameworks. She founded Rach Finance and built its compliance and partner infrastructure from scratch.

She also serves as a Fractional CCO and payments compliance consultant for fintech startups.
Martins Chigoziem is a Senior Cloud and Backend Engineer with over five years of experience building scalable
infrastructure across fintech, blockchain, and climate tech.

As co-founder, Martins architected the cloud and backend infrastructure underpinning the platform’s crypto payments stack, from CI/CD pipelines to blockchain integrations. He is the engineering force behind the infrastructure that makes everyday crypto spending possible.

About Rach Finance

Rach Finance is a crypto banking and payments technology company building the infrastructure for everyday crypto spending. Its products, Rach Payments and Rach DEX, serve crypto-native individuals and businesses across Africa. Visit: www.rach.finance

Media Contact
Tracy-Allen Ezechukwu
Rach Finance
Tracy@rach.finance