UAE payments brand Shukria and Mastercard are expanding tools that help businesses manage and streamline commercial payments in one of the region’s most dynamic digital economies. Shukria, a licensed and regulated payments platform powered by Mercury, focuses on simplifying acceptance and payouts for merchants, while Mastercard continues to roll out commercial card products and virtual solutions tailored to SMEs and larger enterprises across the Emirates.
Shukria enables businesses to accept card, QR, POS and SoftPOS payments, offers hosted checkouts and APIs, and provides automated, compliant payouts across banks and wallets. The platform recently added support for Jaywan, the UAE’s national card scheme, expanding acceptance options for merchants and aligning with the Central Bank’s financial innovation agenda. Its broader suite also includes performance-based business financing and real-time loyalty features built into transactions.
Mastercard has partnered with several UAE institutions to launch commercial and virtual card solutions that reduce reliance on cash, cheques and manual transfers. In May 2026, First Abu Dhabi Bank (FAB) introduced a multi-tiered SME Commercial Cards Suite with Mastercard, featuring premium World Elite, credit and debit options designed to improve expense control, working-capital flexibility and payment visibility for businesses of different sizes.
Other initiatives include mobile-first virtual corporate cards with FAB and HSBC, enabling real-time issuance, spend controls and integration into digital wallets for both online and in-store use. These tools address demand among UAE companies for greater transparency, security and efficiency in day-to-day business payments.
SMEs form the backbone of the UAE economy, accounting for a large share of businesses and employment. Digital commercial payment solutions help these firms manage cash flow, track expenses in real time and reduce operational friction. Shukria’s merchant-focused platform and Mastercard’s issuing and acceptance network complement each other in supporting the shift toward formal, card-based and digital B2B payments.
Both companies emphasise alignment with the UAE’s broader digital finance and financial inclusion goals. As businesses seek faster, more controlled ways to pay and get paid, partnerships that combine local acceptance capabilities with global card rails are expected to play an increasing role in the commercial payments landscape. Further product developments and merchant onboarding will determine how quickly these tools scale across the SME and enterprise segments.
